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Planned Giving

The majority of financial support for public radio comes from individuals - hundreds of people who believe in the vision of public broadcasting. They begin their giving by contributing monthly or annually to the station. But how can they and you provide for the station’s future?

Our ability to meet the opportunities and challenges of the future rests with our ability to be ready financially. With planned giving there are many ways you can help ensure the financial stability of public radio for years to come. In some cases a planned gift can also provide the donor income.

How Can I help ensure the financial stability of TSPR?


One of the ways that our listeners choose to express their commitment to our long-term sustainability is by naming Tri State Public Radio in their wills or trusts. Gifts through a will or living trust leave a legacy that will inform and educate future generations for years to come. You may choose to make an outright bequest to the station by leaving a specific dollar amount, an asset or a percentage of your estate. You may also choose for your gift to be used where it is needed most (unrestricted) or for a special purpose (restricted).


A charitable gift annuity established with the Western Illinois University Foundation is one of the easiest and simplest ways for you to support Tri States Public Radio.

If you are at least 55 years of age, you can establish a charitable gift annuity with a minimum contribution of $10,000. In exchange for your gift, the Western Illinois University Foundation will pay a fixed annual income to you or another loved one. You can fund your gift annuity with cash, or you can also use highly-appreciated securities which offer additional tax benefits.


There are two types of charitable trust: unitrust and annuity trust. Both types allow a donor to take cash or an appreciated asset and convert it into income for the donor as well as an important gift to TSPR. A unitrusts provides a flexible rate of return based upon the value of the trust, which is revalued each year. You may make additional gifts to this trust. An annuity trust pays a guaranteed fixed income determined when the trust is established. Additional gifts may not be made to this type of trust.

A gift annuity or charitable remainder trust funded with appreciated stock has the potential to provide an annuity or trust payment which may increase your annual income as well as provide a tax deduction.

Charitable Gift Annuities

A Charitable gift annuity established with the Western Illinois University Foundation to support TSPR is a simple way to support public radio as well as give you a source of fixed income. If you are at least 55 years of age you can establish a charitable gift annuity with a minimum contribution of $10,000 of cash or other property. In exchange for your gift the WIU Foundation will pay a fixed annual income to you or another loved one. You may choose to start receiving income at the time of your gift or future date.


Our team can help you choose the asset for a planned arrangement that will optimize your financial goals and create a lasting gift. Naming TSPR the beneficiary of your IRA or other retirement plan may reduce estate taxes for your loved ones. If you are at least 59 ½ your retirement plan is larger than you need for retirement security, you can withdraw funds and make a gift to charity.

If you have a life insurance policy whose benefits you no longer need you may wish to consider naming Tri States Public Radio the beneficiary. Removing the life insurance policy from your estate may reduce the estate taxes for your heirs. You can also receive a charitable income-tax deduction for the cash surrender value of the policy when you irrevocably assign the policy to Tri States Public Radio.

A gift of real estate is a creative way to make a meaningful gift to Tri States Public Radio and receive tax benefits, potentially reducing estate taxes and probate costs.

Tri States Public Radio works with the Western Illinois Foundation to establish and maintain planned gifts made to benefit the station. Details about the above plans, as well as additional planned giving options, are available at When working with the WIU Foundation please indicate your intention to benefit Tri States Public Radio.